Purchasing a home is one of the most significant financial decisions you will ever make and a milestone that marks the beginning of an exciting new chapter in life. Whether you’re a first-time homebuyer or a seasoned homeowner looking to move, it’s important to have a trusted professional walking beside you through the process, guiding you through each step with expertise and care — especially in today’s unpredictable market.
From the moment you begin your journey to home ownership, a knowledgeable lender serves as more than just a financial expert—they become an invaluable partner who helps you make informed decisions with confidence. They assist you in navigating the pre-qualification process, providing insight into various loan options, interest rates and mortgage terms that fit all your financial goals. A lender’s role goes beyond simply securing financing; they ensure your loan is properly structured, working diligently to help you achieve long-term financial stability.
A reliable lender acts as a concierge, streamlining the mortgage process and removing unnecessary stress so you can focus on finding the perfect place to call home. They provide clarity at every stage, helping you understand your options, answering any questions you may have, and offering peace of mind in what can often feel like a complicated process. With their expertise, you can move forward with confidence, knowing you have a dedicated professional ensuring that your home-buying experience is as seamless and rewarding as possible.
Austin Hawkins
AVP | Mortgage Loan Officer
NMLS #1482943
At First Midwest Bank, loan officers’ roots in the Columbia community run deep —they understand the area’s housing market and have close relationships with many realtors and other lenders in the region. “We provide complete transparency, accompanied with the ability to explain complex lending scenarios in the simplest of terms, with the goal for the borrower to feel a sense of comfort and a true understand-ing during the loan process,” First Midwest Bank AVP Mortgage Loan Officer AustinHawkins says.No matter the loan you are looking for, whether it’s a first-time homeowner’s loan,VA loan, Conventional loan, FHA or Rural Development loan, Hawkins and his team will work with you to find the right loan for your unique needs. “It’s such a warm feeling to help someone get approved for their dream home,” he says.
First Midwest Bank
(573) 442-9900
onemidwest.com
