Wouldn’t you want to know if you didn’t have enough coverage to protect your family?

I would love to sit down with you and review your current policy. Is it a term policy or is the rate locked in from the age that you purchased the policy? For cents on the dollar, you can get good protection for your family should the unexpected ever occur. Obtaining coverage sooner rather than later is a good plan. You never know when your health will change or how much the policy will cost as you get older, if you can even qualify.

Phyllis Nichols
Agent/Owner

Phyllis Nichols wants to be your rock. After 37 years in the insurance business, she knows how important it is to have a trusted resource if the unimaginable happens. Nichols urges people to have a plan in place and to choose a transparent, protective and affordable insurance policy. “I knew that I wanted to provide protection for families when something tragic occurs,” Nichols says. “I knew that it would not be easy, but I wanted to be the rock they could count on.” As a lifelong Columbia native, she has gained a reputation for herself as a dependable and trustworthy insurance option. Nichols can provide home, auto, health and life insurance policies, to name a few. When you’re searching for the right insurance, Nichols advises to proceed with caution. “Have a list of questions for the expert… so you can make sure you thoroughly understand what you are buying and what it will do for those you care about,” she says. For those looking to pursue a similar career in insurance, Nichols emphasizes the importance of reading up on what you’re selling. When disaster strikes, an agent like Nichols can provide you with the protection and answers you need. “I admire superheroes, but I love that I can be a lifesaver in someone’s darkest moments,” she says. “I can not only hold their hand along the way, but I can give them funds to keep a roof over their head or keep their children in school.