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Real Talk 2024: Date the Rate, Marry the House

By Inside Columbia
real talk ashleigh stundebeck

The statement above emphasizes the importance of taking proactive measures to enhance your mortgage rate situation. If you come across a home you adore, we recommend you not delay your purchase in the hope of a future drop in mortgage rates.

Instead, consider other strategies to bring down your mortgage costs. These include rate reduction, exploring adjustable-rate mortgage options and paying points. If rates decline in 2024, as anticipated by many experts, you can also consider refinancing to secure a lower interest rate. But remember, when rates do decrease, there will likely be a surge in homebuyer activity, potentially driving up competition and home prices. So if you’re able to make a purchase and you find the perfect home, taking the opportunity as soon as you can is key to navigating the real estate market.

It’s also important to trust the experts when making decisions because as a real estate professional, I possess a wealth of knowledge and experience and have a deep understanding of market trends, property values and a keen insight into economic factors influencing the market. I pride myself on being committed to staying up to date on industry developments, so I can provide my clients with informed and insightful guidance in the dynamic world of real estate.

I have a passion for helping people so working in real estate lets me assist the community to navigate one of the most significant milestones in their lives. I truly pride myself on helping my clients find the perfect property, maximizing investment returns and offering valuable guidance. Making sure clients receive exceptional service and learn all the tips and tricks to getting the best rate, is something I have committed to do. The people and relationships I build, especially with first-time home buyers are my highest priority and you can be sure I will help you find the perfect home or achieve a successful property transaction.

Ashleigh Stundebeck
573.268.1001
573-489-6866 ashleigh.stundebeck@gmail.com owncolumbia.com

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